Who Receives the Renters' Credit?

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Updated October 2013

The Renters’ Credit, formally called the Property Tax Refund or PTR, provides a tax refund to low- and moderate-income renters whose property taxes are high in relation to their incomes. The Renters’ Credit refunds a portion of the property taxes that renters have paid through their rents.

In 2012, more than 305,000 Minnesota households received the Renters’ Credit.[1] The average Renters’ Credit was $581. Twenty-nine percent of households receiving the Renters’ Credit included senior citizens or people with disabilities; they received an average credit of $620. In 14 Greater Minnesota counties, at least one half of participating households included seniors and/or persons with disabilities.

Unfortunately, Minnesotans received smaller refunds in 2012, as a result of legislation passed in 2011 that cut the Renters’ Credit by $26 million, or 13 percent.[2] More than 4,000 fewer households received the credit than in 2011, and the average credit decreased by $51.

These cuts were partially restored in the omnibus tax bill passed in 2013, which included over $15 million in improvements to the Renters’ Credit. Starting with refunds filed in 2014, more than 79,000 currently eligible households will receive an average $152 increase, and 30,000 additional households will become eligible for the credit.[3]

Minnesotans in every county receive the Renters’ Credit. The table below illustrates the importance of the Renters’ Credit to residents of each Minnesota county and for the state as a whole.

Renters' Credits Received by County of Residence, 2012

Aitkin

Total Renters’ Credits: $276,507
Number of participating households: 539
Share of participating households that include seniors and/or people with disabilities: 51%
Average Renters’ Credit (all recipients): $513
Average Renters’ Credit (households including seniors and/or people with disabilities): $550

Anoka

Total Renters’ Credits: $9,650,872
Number of participating households: 14,505
Share of participating households that include seniors and/or people with disabilities: 28%
Average Renters’ Credit (all recipients): $665
Average Renters’ Credit (households including seniors and/or people with disabilities): $700

Becker

Total Renters’ Credits: $617,167
Number of participating households: 1,290
Share of participating households that include seniors and/or people with disabilities: 37%
Average Renters’ Credit (all recipients): $478
Average Renters’ Credit (households including seniors and/or people with disabilities): $531

Beltrami

Total Renters’ Credits: $1,024,874
Number of participating households: 2,003
Share of participating households that include seniors and/or people with disabilities: 39%
Average Renters’ Credit (all recipients): $512
Average Renters’ Credit (households including seniors and/or people with disabilities): $604

Benton

Total Renters’ Credits: $788,459
Number of participating households: 1,544
Share of participating households that include seniors and/or people with disabilities: 29%
Average Renters’ Credit (all recipients): $511
Average Renters’ Credit (households including seniors and/or people with disabilities): $572

Big Stone

Total Renters’ Credits: $82,031
Number of participating households: 174
Share of participating households that include seniors and/or people with disabilities: 59%
Average Renters’ Credit (all recipients): $471
Average Renters’ Credit (households including seniors and/or people with disabilities): $576

Blue Earth

Total Renters’ Credits: $1,930,441
Number of participating households: 4,078
Share of participating households that include seniors and/or people with disabilities: 29%
Average Renters’ Credit (all recipients): $473
Average Renters’ Credit (households including seniors and/or people with disabilities): $578

Brown

Total Renters’ Credits: $521,307
Number of participating households: 1,186
Share of participating households that include seniors and/or people with disabilities: 43%
Average Renters’ Credit (all recipients): $440
Average Renters’ Credit (households including seniors and/or people with disabilities): $520

Carlton

Total Renters’ Credits: $745,561
Number of participating households: 1,379
Share of participating households that include seniors and/or people with disabilities: 47%
Average Renters’ Credit (all recipients): $541
Average Renters’ Credit (households including seniors and/or people with disabilities): $605

Carver

Total Renters’ Credits: $2,027,903
Number of participating households: 3,215
Share of participating households that include seniors and/or people with disabilities: 29%
Average Renters’ Credit (all recipients): $631
Average Renters’ Credit (households including seniors and/or people with disabilities): $684

Cass

Total Renters’ Credits: $354,996
Number of participating households: 701
Share of participating households that include seniors and/or people with disabilities: 37%
Average Renters’ Credit (all recipients): $506
Average Renters’ Credit (households including seniors and/or people with disabilities): $614

Chippewa

Total Renters’ Credits: $232,296
Number of participating households: 548
Share of participating households that include seniors and/or people with disabilities: 40%
Average Renters’ Credit (all recipients): $424
Average Renters’ Credit (households including seniors and/or people with disabilities): $506

Chisago

Total Renters’ Credits: $1,056,269
Number of participating households: 1,732
Share of participating households that include seniors and/or people with disabilities: 36%
Average Renters’ Credit (all recipients): $610
Average Renters’ Credit (households including seniors and/or people with disabilities): $617

Clay

Total Renters’ Credits: $1,539,019
Number of participating households: 3,128
Share of participating households that include seniors and/or people with disabilities: 31%
Average Renters’ Credit (all recipients): $492
Average Renters’ Credit (households including seniors and/or people with disabilities): $583

Clearwater

Total Renters’ Credits: $116,729
Number of participating households: 251
Share of participating households that include seniors and/or people with disabilities: 59%
Average Renters’ Credit (all recipients): $465
Average Renters’ Credit (households including seniors and/or people with disabilities): $463

Cook

Total Renters’ Credits: $85,443
Number of participating households: 188
Share of participating households that include seniors and/or people with disabilities: 24%
Average Renters’ Credit (all recipients): $454
Average Renters’ Credit (households including seniors and/or people with disabilities): $474

Cottonwood

Total Renters’ Credits: $193,706
Number of participating households: 440
Share of participating households that include seniors and/or people with disabilities: 53%
Average Renters’ Credit (all recipients): $440
Average Renters’ Credit (households including seniors and/or people with disabilities): $506

Crow Wing

Total Renters’ Credits: $1,765,248
Number of participating households: 3,376
Share of participating households that include seniors and/or people with disabilities: 33%
Average Renters’ Credit (all recipients): $523
Average Renters’ Credit (households including seniors and/or people with disabilities): $563

Dakota

Total Renters’ Credits: $13,639,612
Number of participating households: 20,901
Share of participating households that include seniors and/or people with disabilities: 24%
Average Renters’ Credit (all recipients): $653
Average Renters’ Credit (households including seniors and/or people with disabilities): $706

Dodge

Total Renters’ Credits: $318,376
Number of participating households: 618
Share of participating households that include seniors and/or people with disabilities: 35%
Average Renters’ Credit (all recipients): $515
Average Renters’ Credit (households including seniors and/or people with disabilities): $566

Douglas

Total Renters’ Credits: $905,155
Number of participating households: 1,934
Share of participating households that include seniors and/or people with disabilities: 37%
Average Renters’ Credit (all recipients): $468
Average Renters’ Credit (households including seniors and/or people with disabilities): $543

Faribault

Total Renters’ Credits: $177,848
Number of participating households: 487
Share of participating households that include seniors and/or people with disabilities: 39%
Average Renters’ Credit (all recipients): $365
Average Renters’ Credit (households including seniors and/or people with disabilities): $414

Fillmore

Total Renters’ Credits: $344,250
Number of participating households: 758
Share of participating households that include seniors and/or people with disabilities: 42%
Average Renters’ Credit (all recipients): $454
Average Renters’ Credit (households including seniors and/or people with disabilities): $527

Freeborn

Total Renters’ Credits: $801,124
Number of participating households: 1,605
Share of participating households that include seniors and/or people with disabilities: 43%
Average Renters’ Credit (all recipients): $499
Average Renters’ Credit (households including seniors and/or people with disabilities): $616

Goodhue

Total Renters’ Credits: $1,158,402
Number of participating households: 2,184
Share of participating households that include seniors and/or people with disabilities: 38%
Average Renters’ Credit (all recipients): $530
Average Renters’ Credit (households including seniors and/or people with disabilities): $597

Grant

Total Renters’ Credits: $91,436
Number of participating households: 231
Share of participating households that include seniors and/or people with disabilities: 52%
Average Renters’ Credit (all recipients): $396
Average Renters’ Credit (households including seniors and/or people with disabilities): $430

Hennepin

Total Renters’ Credits: $55,679,254
Number of participating households: 89,031
Share of participating households that include seniors and/or people with disabilities: 24%
Average Renters’ Credit (all recipients): $625
Average Renters’ Credit (households including seniors and/or people with disabilities): $659

Houston

Total Renters’ Credits: $266,005
Number of participating households: 616
Share of participating households that include seniors and/or people with disabilities: 37%
Average Renters’ Credit (all recipients): $432
Average Renters’ Credit (households including seniors and/or people with disabilities): $449

Hubbard

Total Renters’ Credits: $308,618
Number of participating households: 688
Share of participating households that include seniors and/or people with disabilities: 45%
Average Renters’ Credit (all recipients): $449
Average Renters’ Credit (households including seniors and/or people with disabilities): $525

Isanti

Total Renters’ Credits: $834,490
Number of participating households: 1,344
Share of participating households that include seniors and/or people with disabilities: 31%
Average Renters’ Credit (all recipients): $621
Average Renters’ Credit (households including seniors and/or people with disabilities): $659

Itasca

Total Renters’ Credits: $846,536
Number of participating households: 1,655
Share of participating households that include seniors and/or people with disabilities: 45%
Average Renters’ Credit (all recipients): $512
Average Renters’ Credit (households including seniors and/or people with disabilities): $567

Jackson

Total Renters’ Credits: $116,611
Number of participating households: 295
Share of participating households that include seniors and/or people with disabilities: 36%
Average Renters’ Credit (all recipients): $395
Average Renters’ Credit (households including seniors and/or people with disabilities): $497

Kanabec

Total Renters’ Credits: $286,596
Number of participating households: 577
Share of participating households that include seniors and/or people with disabilities: 47%
Average Renters’ Credit (all recipients): $497
Average Renters’ Credit (households including seniors and/or people with disabilities): $505

Kandiyohi

Total Renters’ Credits: $1,241,229
Number of participating households: 2,500
Share of participating households that include seniors and/or people with disabilities: 34%
Average Renters’ Credit (all recipients): $496
Average Renters’ Credit (households including seniors and/or people with disabilities): $573

Kittson

Total Renters’ Credits: $52,835
Number of participating households: 129
Share of participating households that include seniors and/or people with disabilities: 63%
Average Renters’ Credit (all recipients): $410
Average Renters’ Credit (households including seniors and/or people with disabilities): $432

Koochiching

Total Renters’ Credits: $225,745
Number of participating households: 580
Share of participating households that include seniors and/or people with disabilities: 50%
Average Renters’ Credit (all recipients): $389
Average Renters’ Credit (households including seniors and/or people with disabilities): $425

Lac Qui Parle

Total Renters’ Credits: $84,115
Number of participating households: 212
Share of participating households that include seniors and/or people with disabilities: 49%
Average Renters’ Credit (all recipients): $397
Average Renters’ Credit (households including seniors and/or people with disabilities): $458

Lake

Total Renters’ Credits: $209,515
Number of participating households: 395
Share of participating households that include seniors and/or people with disabilities: 43%
Average Renters’ Credit (all recipients): $530
Average Renters’ Credit (households including seniors and/or people with disabilities): $607

Lake of the Woods

Total Renters’ Credits: $54,002
Number of participating households: 127
Share of participating households that include seniors and/or people with disabilities: 45%
Average Renters’ Credit (all recipients): $425
Average Renters’ Credit (households including seniors and/or people with disabilities): $483

Le Sueur

Total Renters’ Credits: $419,354
Number of participating households: 828
Share of participating households that include seniors and/or people with disabilities: 38%
Average Renters’ Credit (all recipients): $506
Average Renters’ Credit (households including seniors and/or people with disabilities): $566

Lincoln

Total Renters’ Credits: $57,317
Number of participating households: 167
Share of participating households that include seniors and/or people with disabilities: 55%
Average Renters’ Credit (all recipients): $343
Average Renters’ Credit (households including seniors and/or people with disabilities): $358

Lyon

Total Renters’ Credits: $704,266
Number of participating households: 1,593
Share of participating households that include seniors and/or people with disabilities: 35%
Average Renters’ Credit (all recipients): $442
Average Renters’ Credit (households including seniors and/or people with disabilities): $562

McLeod

Total Renters’ Credits: $951,350
Number of participating households: 1,847
Share of participating households that include seniors and/or people with disabilities: 35%
Average Renters’ Credit (all recipients): $515
Average Renters’ Credit (households including seniors and/or people with disabilities): $599

Mahnomen

Total Renters’ Credits: $45,841
Number of participating households: 111
Share of participating households that include seniors and/or people with disabilities: 47%
Average Renters’ Credit (all recipients): $413
Average Renters’ Credit (households including seniors and/or people with disabilities): $386

Marshall

Total Renters’ Credits: $81,493
Number of participating households: 203
Share of participating households that include seniors and/or people with disabilities: 54%
Average Renters’ Credit (all recipients): $401
Average Renters’ Credit (households including seniors and/or people with disabilities): $432

Martin

Total Renters’ Credits: $441,703
Number of participating households: 1,017
Share of participating households that include seniors and/or people with disabilities: 49%
Average Renters’ Credit (all recipients): $434
Average Renters’ Credit (households including seniors and/or people with disabilities): $497

Meeker

Total Renters’ Credits: $424,989
Number of participating households: 871
Share of participating households that include seniors and/or people with disabilities: 35%
Average Renters’ Credit (all recipients): $488
Average Renters’ Credit (households including seniors and/or people with disabilities): $570

Mille Lacs

Total Renters’ Credits: $623,045
Number of participating households: 1,217
Share of participating households that include seniors and/or people with disabilities: 35%
Average Renters’ Credit (all recipients): $512
Average Renters’ Credit (households including seniors and/or people with disabilities): $514

Morrison

Total Renters’ Credits: $800,369
Number of participating households: 1,618
Share of participating households that include seniors and/or people with disabilities: 45%
Average Renters’ Credit (all recipients): $495
Average Renters’ Credit (households including seniors and/or people with disabilities): $569

Mower

Total Renters’ Credits: $1,143,047
Number of participating households: 2,138
Share of participating households that include seniors and/or people with disabilities: 39%
Average Renters’ Credit (all recipients): $535
Average Renters’ Credit (households including seniors and/or people with disabilities): $621

Murray

Total Renters’ Credits: $75,918
Number of participating households: 202
Share of participating households that include seniors and/or people with disabilities: 41%
Average Renters’ Credit (all recipients): $376
Average Renters’ Credit (households including seniors and/or people with disabilities): $443

Nicollet

Total Renters’ Credits: $839,389
Number of participating households: 1,678
Share of participating households that include seniors and/or people with disabilities: 29%
Average Renters’ Credit (all recipients): $500
Average Renters’ Credit (households including seniors and/or people with disabilities): $610

Nobles

Total Renters’ Credits: $371,294
Number of participating households: 892
Share of participating households that include seniors and/or people with disabilities: 36%
Average Renters’ Credit (all recipients): $416
Average Renters’ Credit (households including seniors and/or people with disabilities): $437

Norman

Total Renters’ Credits: $85,089
Number of participating households: 190
Share of participating households that include seniors and/or people with disabilities: 60%
Average Renters’ Credit (all recipients): $448
Average Renters’ Credit (households including seniors and/or people with disabilities): $521

Olmsted

Total Renters’ Credits: $4,158,479
Number of participating households: 7,683
Share of participating households that include seniors and/or people with disabilities: 27%
Average Renters’ Credit (all recipients): $541
Average Renters’ Credit (households including seniors and/or people with disabilities): $604

Otter Tail

Total Renters’ Credits: $1,047,465
Number of participating households: 2,263
Share of participating households that include seniors and/or people with disabilities: 48%
Average Renters’ Credit (all recipients): $463
Average Renters’ Credit (households including seniors and/or people with disabilities): $514

Pennington

Total Renters’ Credits: $292,700
Number of participating households: 730
Share of participating households that include seniors and/or people with disabilities: 40%
Average Renters’ Credit (all recipients): $401
Average Renters’ Credit (households including seniors and/or people with disabilities): $443

Pine

Total Renters’ Credits: $573,371
Number of participating households: 1,078
Share of participating households that include seniors and/or people with disabilities: 39%
Average Renters’ Credit (all recipients): $532
Average Renters’ Credit (households including seniors and/or people with disabilities): $547

Pipestone

Total Renters’ Credits: $113,134
Number of participating households: 306
Share of participating households that include seniors and/or people with disabilities: 41%
Average Renters’ Credit (all recipients): $370
Average Renters’ Credit (households including seniors and/or people with disabilities): $423

Polk

Total Renters’ Credits: $581,251
Number of participating households: 1,371
Share of participating households that include seniors and/or people with disabilities: 39%
Average Renters’ Credit (all recipients): $424
Average Renters’ Credit (households including seniors and/or people with disabilities): $433

Pope

Total Renters’ Credits: $214,122
Number of participating households: 454
Share of participating households that include seniors and/or people with disabilities: 45%
Average Renters’ Credit (all recipients): $472
Average Renters’ Credit (households including seniors and/or people with disabilities): $596

Ramsey

Total Renters’ Credits: $26,990,388
Number of participating households: 43,854
Share of participating households that include seniors and/or people with disabilities: 25%
Average Renters’ Credit (all recipients): $615
Average Renters’ Credit (households including seniors and/or people with disabilities): $641

Red Lake

Total Renters’ Credits: $46,716
Number of participating households: 134
Share of participating households that include seniors and/or people with disabilities: 46%
Average Renters’ Credit (all recipients): $349
Average Renters’ Credit (households including seniors and/or people with disabilities): $386

Redwood

Total Renters’ Credits: $262,793
Number of participating households: 576
Share of participating households that include seniors and/or people with disabilities: 48%
Average Renters’ Credit (all recipients): $456
Average Renters’ Credit (households including seniors and/or people with disabilities): $545

Renville

Total Renters’ Credits: $212,224
Number of participating households: 476
Share of participating households that include seniors and/or people with disabilities: 38%
Average Renters’ Credit (all recipients): $446
Average Renters’ Credit (households including seniors and/or people with disabilities): $526

Rice

Total Renters’ Credits: $1,604,525
Number of participating households: 2,947
Share of participating households that include seniors and/or people with disabilities: 30%
Average Renters’ Credit (all recipients): $544
Average Renters’ Credit (households including seniors and/or people with disabilities): $596

Rock

Total Renters’ Credits: $170,195
Number of participating households: 387
Share of participating households that include seniors and/or people with disabilities: 51%
Average Renters’ Credit (all recipients): $440
Average Renters’ Credit (households including seniors and/or people with disabilities): $484

Roseau

Total Renters’ Credits: $165,306
Number of participating households: 417
Share of participating households that include seniors and/or people with disabilities: 39%
Average Renters’ Credit (all recipients): $396
Average Renters’ Credit (households including seniors and/or people with disabilities): $463

St. Louis

Total Renters’ Credits: $5,927,808
Number of participating households: 11,684
Share of participating households that include seniors and/or people with disabilities: 42%
Average Renters’ Credit (all recipients): $507
Average Renters’ Credit (households including seniors and/or people with disabilities): $574

Scott

Total Renters’ Credits: $2,937,170
Number of participating households: 4,409
Share of participating households that include seniors and/or people with disabilities: 24%
Average Renters’ Credit (all recipients): $666
Average Renters’ Credit (households including seniors and/or people with disabilities): $707

Sherburne

Total Renters’ Credits: $2,396,080
Number of participating households: 4,270
Share of participating households that include seniors and/or people with disabilities: 25%
Average Renters’ Credit (all recipients): $561
Average Renters’ Credit (households including seniors and/or people with disabilities): $608

Sibley

Total Renters’ Credits: $247,064
Number of participating households: 523
Share of participating households that include seniors and/or people with disabilities: 38%
Average Renters’ Credit (all recipients): $472
Average Renters’ Credit (households including seniors and/or people with disabilities): $557

Stearns

Total Renters’ Credits: $4,726,179
Number of participating households: 9,190
Share of participating households that include seniors and/or people with disabilities: 25%
Average Renters’ Credit (all recipients): $514
Average Renters’ Credit (households including seniors and/or people with disabilities): $636

Steele

Total Renters’ Credits: $1,031,684
Number of participating households: 1,922
Share of participating households that include seniors and/or people with disabilities: 31%
Average Renters’ Credit (all recipients): $537
Average Renters’ Credit (households including seniors and/or people with disabilities): $594

Stevens

Total Renters’ Credits: $155,670
Number of participating households: 368
Share of participating households that include seniors and/or people with disabilities: 37%
Average Renters’ Credit (all recipients): $423
Average Renters’ Credit (households including seniors and/or people with disabilities): $526

Swift

Total Renters’ Credits: $169,656
Number of participating households: 419
Share of participating households that include seniors and/or people with disabilities: 53%
Average Renters’ Credit (all recipients): $405
Average Renters’ Credit (households including seniors and/or people with disabilities): $428

Todd

Total Renters’ Credits: $266,798
Number of participating households: 600
Share of participating households that include seniors and/or people with disabilities: 47%
Average Renters’ Credit (all recipients): $445
Average Renters’ Credit (households including seniors and/or people with disabilities): $474

Traverse

Total Renters’ Credits: $40,016
Number of participating households: 96
Share of participating households that include seniors and/or people with disabilities: 66%
Average Renters’ Credit (all recipients): $417
Average Renters’ Credit (households including seniors and/or people with disabilities): $443

Wabasha

Total Renters’ Credits: $381,489
Number of participating households: 822
Share of participating households that include seniors and/or people with disabilities: 34%
Average Renters’ Credit (all recipients): $464
Average Renters’ Credit (households including seniors and/or people with disabilities): $509

Wadena

Total Renters’ Credits: $398,320
Number of participating households: 924
Share of participating households that include seniors and/or people with disabilities: 50%
Average Renters’ Credit (all recipients): $431
Average Renters’ Credit (households including seniors and/or people with disabilities): $479

Waseca

Total Renters’ Credits: $426,897
Number of participating households: 958
Share of participating households that include seniors and/or people with disabilities: 39%
Average Renters’ Credit (all recipients): $446
Average Renters’ Credit (households including seniors and/or people with disabilities): $487

Washington

Total Renters’ Credits: $5,900,619
Number of participating households: 8,691
Share of participating households that include seniors and/or people with disabilities: 29%
Average Renters’ Credit (all recipients): $679
Average Renters’ Credit (households including seniors and/or people with disabilities): $774

Watonwan

Total Renters’ Credits: $162,528
Number of participating households: 434
Share of participating households that include seniors and/or people with disabilities: 41%
Average Renters’ Credit (all recipients): $374
Average Renters’ Credit (households including seniors and/or people with disabilities): $424

Wilkin

Total Renters’ Credits: $90,673
Number of participating households: 223
Share of participating households that include seniors and/or people with disabilities: 53%
Average Renters’ Credit (all recipients): $407
Average Renters’ Credit (households including seniors and/or people with disabilities): $426

Winona

Total Renters’ Credits: $999,391
Number of participating households: 2,241
Share of participating households that include seniors and/or people with disabilities: 32%
Average Renters’ Credit (all recipients): $446
Average Renters’ Credit (households including seniors and/or people with disabilities): $508

Wright

Total Renters’ Credits: $2,470,959
Number of participating households: 4,273
Share of participating households that include seniors and/or people with disabilities: 30%
Average Renters’ Credit (all recipients): $578
Average Renters’ Credit (households including seniors and/or people with disabilities): $631

Yellow Medicine

Total Renters’ Credits: $150,601
Number of participating households: 386
Share of participating households that include seniors and/or people with disabilities: 46%
Average Renters’ Credit (all recipients): $390
Average Renters’ Credit (households including seniors and/or people with disabilities): $437

Unknown/Other

Total Renters’ Credits: $4,239,404
Number of participating households: 8,499
Share of participating households that include seniors and/or people with disabilities: 19%
Average Renters’ Credit (all recipients): $499
Average Renters’ Credit (households including seniors and/or people with disabilities): $603

Statewide Total

Total Renters’ Credits: $177,266,721
Number of participating households: 305,324
Share of participating households that include seniors and/or people with disabilities: 29%
Average Renters’ Credit (all recipients): $581
Average Renters’ Credit (households including seniors and/or people with disabilities): $620

 

[1] Minnesota Department of Revenue, Property Tax Research Division. The data here represent property tax refund claims received in 2012 for tax year 2011, the most current year for which detailed data are available.
[2] The starting point for calculating the Renters’ Credit is a percentage of the rent paid, which is considered the renter’s share of property taxes. Starting with refunds filed in 2012, the renter’s share of property taxes decreased from 19 percent to 17 percent.
[3] The 2013 tax bill increases the maximum refund and reduces the “threshold,” the percentage of income a household must pay in property taxes in order to qualify for a refund. For more information, see Minnesota Budget Project, 2013 Tax Bill Improves Property Tax Refunds for Renters and Homeowners, July 2013.


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