Who Receives the Renters' Credit?

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Updated March 2017

The Renters’ Credit, formally called the Property Tax Refund or PTR, provides a tax refund to low- and moderate-income renters whose property taxes are high in relation to their incomes. The Renters’ Credit refunds a portion of the property taxes that renters have paid through their rents.

In 2014, more than 336,000 Minnesota households received the Renters’ Credit.[1] Qualifying households had incomes of $58,060 or less, and received an average Renters’ Credit of $623. Of the households receiving the Renters’ Credit, 27 percent included senior citizens and/or people with disabilities; they received an average credit of $687. In 59 counties, at least one-third of participating households included seniors and/or persons with disabilities, and in eight Greater Minnesota counties, at least one-half of participating households included seniors and/or persons with disabilities.

The data for 2014 reflect a series of changes to the Renters' Credit over time, including cuts to the credit passed in 2011, an increase passed in 2013 that partially made up for those earlier cuts, and a one-year only boost passed in 2014.[2]

Minnesotans in every county receive the Renters’ Credit. The table below illustrates the importance of the Renters’ Credit to residents of each Minnesota county and for the state as a whole.

Renters' Credits Received by County of Residence, Tax Year 2014

Aitkin

Total Renters’ Credits: $259,121
Number of participating households: 514
Share of participating households that include seniors and/or people with disabilities: 49%
Average Renters’ Credit (all recipients): $504
Average Renters’ Credit (households including seniors and/or people with disabilities): $559

Anoka

Total Renters’ Credits: $11,573,772
Number of participating households: 16,319
Share of participating households that include seniors and/or people with disabilities: 26%
Average Renters’ Credit (all recipients): $709
Average Renters’ Credit (households including seniors and/or people with disabilities): $790

Becker

Total Renters’ Credits: $703,764
Number of participating households: 1,322
Share of participating households that include seniors and/or people with disabilities: 39%
Average Renters’ Credit (all recipients): $532
Average Renters’ Credit (households including seniors and/or people with disabilities): $626

Beltrami

Total Renters’ Credits: $1,103,837
Number of participating households: 2,088
Share of participating households that include seniors and/or people with disabilities: 37%
Average Renters’ Credit (all recipients): $529
Average Renters’ Credit (households including seniors and/or people with disabilities): $643

Benton

Total Renters’ Credits: $1,742,717
Number of participating households: 3,150
Share of participating households that include seniors and/or people with disabilities: 28%
Average Renters’ Credit (all recipients): $553
Average Renters’ Credit (households including seniors and/or people with disabilities): $695

Big Stone

Total Renters’ Credits: $96,655
Number of participating households: 183
Share of participating households that include seniors and/or people with disabilities: 59%
Average Renters’ Credit (all recipients): $528
Average Renters’ Credit (households including seniors and/or people with disabilities): $653

Blue Earth

Total Renters’ Credits: $2,199,312
Number of participating households: 4,347
Share of participating households that include seniors and/or people with disabilities: 26%
Average Renters’ Credit (all recipients): $506
Average Renters’ Credit (households including seniors and/or people with disabilities): $640

Brown

Total Renters’ Credits: $583,729
Number of participating households: 1,240
Share of participating households that include seniors and/or people with disabilities: 43%
Average Renters’ Credit (all recipients): $471
Average Renters’ Credit (households including seniors and/or people with disabilities): $548

Carlton

Total Renters’ Credits: $863,367
Number of participating households: 1,437
Share of participating households that include seniors and/or people with disabilities: 47%
Average Renters’ Credit (all recipients): $601
Average Renters’ Credit (households including seniors and/or people with disabilities): $681

Carver

Total Renters’ Credits: $2,470,980
Number of participating households: 3,685
Share of participating households that include seniors and/or people with disabilities: 27%
Average Renters’ Credit (all recipients): $671
Average Renters’ Credit (households including seniors and/or people with disabilities): $747

Cass

Total Renters’ Credits: $404,086
Number of participating households: 813
Share of participating households that include seniors and/or people with disabilities: 39%
Average Renters’ Credit (all recipients): $497
Average Renters’ Credit (households including seniors and/or people with disabilities): $550

Chippewa

Total Renters’ Credits: $243,575
Number of participating households: 581
Share of participating households that include seniors and/or people with disabilities: 43%
Average Renters’ Credit (all recipients): $419
Average Renters’ Credit (households including seniors and/or people with disabilities): $494

Chisago

Total Renters’ Credits: $1,164,148
Number of participating households: 1,821
Share of participating households that include seniors and/or people with disabilities: 36%
Average Renters’ Credit (all recipients): $639
Average Renters’ Credit (households including seniors and/or people with disabilities): $675

Clay

Total Renters’ Credits: $1,860,666
Number of participating households: 3,392
Share of participating households that include seniors and/or people with disabilities: 30%
Average Renters’ Credit (all recipients): $549
Average Renters’ Credit (households including seniors and/or people with disabilities): $655

Clearwater

Total Renters’ Credits: $122,639
Number of participating households: 246
Share of participating households that include seniors and/or people with disabilities: 53%
Average Renters’ Credit (all recipients): $499
Average Renters’ Credit (households including seniors and/or people with disabilities): $583

Cook

Total Renters’ Credits: $82,794
Number of participating households: 191
Share of participating households that include seniors and/or people with disabilities: 28%
Average Renters’ Credit (all recipients): $433
Average Renters’ Credit (households including seniors and/or people with disabilities): $471

Cottonwood

Total Renters’ Credits: $185,749
Number of participating households: 455
Share of participating households that include seniors and/or people with disabilities: 41%
Average Renters’ Credit (all recipients): $408
Average Renters’ Credit (households including seniors and/or people with disabilities): $472

Crow Wing

Total Renters’ Credits: $1,899,726
Number of participating households: 3,492
Share of participating households that include seniors and/or people with disabilities: 34%
Average Renters’ Credit (all recipients): $544
Average Renters’ Credit (households including seniors and/or people with disabilities): $624

Dakota

Total Renters’ Credits: $16,939,018
Number of participating households: 23,938
Share of participating households that include seniors and/or people with disabilities: 23%
Average Renters’ Credit (all recipients): $708
Average Renters’ Credit (households including seniors and/or people with disabilities): $792

Dodge

Total Renters’ Credits: $341,908
Number of participating households: 673
Share of participating households that include seniors and/or people with disabilities: 31%
Average Renters’ Credit (all recipients): $508
Average Renters’ Credit (households including seniors and/or people with disabilities): $606

Douglas

Total Renters’ Credits: $1,106,288
Number of participating households: 2,151
Share of participating households that include seniors and/or people with disabilities: 39%
Average Renters’ Credit (all recipients): $514
Average Renters’ Credit (households including seniors and/or people with disabilities): $617

Faribault

Total Renters’ Credits: $210,851
Number of participating households: 504
Share of participating households that include seniors and/or people with disabilities: 40%
Average Renters’ Credit (all recipients): $418
Average Renters’ Credit (households including seniors and/or people with disabilities): $510

Fillmore

Total Renters’ Credits: $333,145
Number of participating households: 727
Share of participating households that include seniors and/or people with disabilities: 41%
Average Renters’ Credit (all recipients): $458
Average Renters’ Credit (households including seniors and/or people with disabilities): $541

Freeborn

Total Renters’ Credits: $857,105
Number of participating households: 1,668
Share of participating households that include seniors and/or people with disabilities: 40%
Average Renters’ Credit (all recipients): $514
Average Renters’ Credit (households including seniors and/or people with disabilities): $625

Goodhue

Total Renters’ Credits: $1,330,076
Number of participating households: 2,373
Share of participating households that include seniors and/or people with disabilities: 37%
Average Renters’ Credit (all recipients): $561
Average Renters’ Credit (households including seniors and/or people with disabilities): $660

Grant

Total Renters’ Credits: $91,400
Number of participating households: 200
Share of participating households that include seniors and/or people with disabilities: 53%
Average Renters’ Credit (all recipients): $457
Average Renters’ Credit (households including seniors and/or people with disabilities): $516

Hennepin

Total Renters’ Credits: $67,122,344
Number of participating households: 100,289
Share of participating households that include seniors and/or people with disabilities: 22%
Average Renters’ Credit (all recipients): $669
Average Renters’ Credit (households including seniors and/or people with disabilities): $734

Houston

Total Renters’ Credits: $276,327
Number of participating households: 661
Share of participating households that include seniors and/or people with disabilities: 34%
Average Renters’ Credit (all recipients): $418
Average Renters’ Credit (households including seniors and/or people with disabilities): $459

Hubbard

Total Renters’ Credits: $356,057
Number of participating households: 704
Share of participating households that include seniors and/or people with disabilities: 47%
Average Renters’ Credit (all recipients): $506
Average Renters’ Credit (households including seniors and/or people with disabilities): $553

Isanti

Total Renters’ Credits: $979,925
Number of participating households: 1,513
Share of participating households that include seniors and/or people with disabilities: 31%
Average Renters’ Credit (all recipients): $648
Average Renters’ Credit (households including seniors and/or people with disabilities): $743

Itasca

Total Renters’ Credits: $965,741
Number of participating households: 1,821
Share of participating households that include seniors and/or people with disabilities: 41%
Average Renters’ Credit (all recipients): $530
Average Renters’ Credit (households including seniors and/or people with disabilities): $620

Jackson

Total Renters’ Credits: $117,864
Number of participating households: 293
Share of participating households that include seniors and/or people with disabilities: 39%
Average Renters’ Credit (all recipients): $402
Average Renters’ Credit (households including seniors and/or people with disabilities): $515

Kanabec

Total Renters’ Credits: $334,634
Number of participating households: 624
Share of participating households that include seniors and/or people with disabilities: 43%
Average Renters’ Credit (all recipients): $536
Average Renters’ Credit (households including seniors and/or people with disabilities): $579

Kandiyohi

Total Renters’ Credits: $1,465,950
Number of participating households: 2,704
Share of participating households that include seniors and/or people with disabilities: 31%
Average Renters’ Credit (all recipients): $542
Average Renters’ Credit (households including seniors and/or people with disabilities): $644

Kittson

Total Renters’ Credits: $56,859
Number of participating households: 133
Share of participating households that include seniors and/or people with disabilities: 67%
Average Renters’ Credit (all recipients): $428
Average Renters’ Credit (households including seniors and/or people with disabilities): $456

Koochiching

Total Renters’ Credits: $250,614
Number of participating households: 595
Share of participating households that include seniors and/or people with disabilities: 48%
Average Renters’ Credit (all recipients): $421
Average Renters’ Credit (households including seniors and/or people with disabilities): $458

Lac Qui Parle

Total Renters’ Credits: $86,885
Number of participating households: 232
Share of participating households that include seniors and/or people with disabilities: 56%
Average Renters’ Credit (all recipients): $375
Average Renters’ Credit (households including seniors and/or people with disabilities): $448

Lake

Total Renters’ Credits: $209,121
Number of participating households: 379
Share of participating households that include seniors and/or people with disabilities: 45%
Average Renters’ Credit (all recipients): $552
Average Renters’ Credit (households including seniors and/or people with disabilities): $650

Lake of the Woods

Total Renters’ Credits: $53,947
Number of participating households: 126
Share of participating households that include seniors and/or people with disabilities: 30%
Average Renters’ Credit (all recipients): $428
Average Renters’ Credit (households including seniors and/or people with disabilities): $531

Le Sueur

Total Renters’ Credits: $529,812
Number of participating households: 1,019
Share of participating households that include seniors and/or people with disabilities: 32%
Average Renters’ Credit (all recipients): $520
Average Renters’ Credit (households including seniors and/or people with disabilities): $572

Lincoln

Total Renters’ Credits: $57,332
Number of participating households: 153
Share of participating households that include seniors and/or people with disabilities: 46%
Average Renters’ Credit (all recipients): $375
Average Renters’ Credit (households including seniors and/or people with disabilities): $473

Lyon

Total Renters’ Credits: $771,370
Number of participating households: 1,697
Share of participating households that include seniors and/or people with disabilities: 33%
Average Renters’ Credit (all recipients): $455
Average Renters’ Credit (households including seniors and/or people with disabilities): $578

McLeod

Total Renters’ Credits: $1,008,984
Number of participating households: 1,988
Share of participating households that include seniors and/or people with disabilities: 31%
Average Renters’ Credit (all recipients): $508
Average Renters’ Credit (households including seniors and/or people with disabilities): $627

Mahnomen

Total Renters’ Credits: $47,704
Number of participating households: 117
Share of participating households that include seniors and/or people with disabilities: 53%
Average Renters’ Credit (all recipients): $408
Average Renters’ Credit (households including seniors and/or people with disabilities): $402

Marshall

Total Renters’ Credits: $88,064
Number of participating households: 205
Share of participating households that include seniors and/or people with disabilities: 46%
Average Renters’ Credit (all recipients): $430
Average Renters’ Credit (households including seniors and/or people with disabilities): $475

Martin

Total Renters’ Credits: $455,354
Number of participating households: 1,026
Share of participating households that include seniors and/or people with disabilities: 45%
Average Renters’ Credit (all recipients): $444
Average Renters’ Credit (households including seniors and/or people with disabilities): $523

Meeker

Total Renters’ Credits: $483,818
Number of participating households: 961
Share of participating households that include seniors and/or people with disabilities: 36%
Average Renters’ Credit (all recipients): $503
Average Renters’ Credit (households including seniors and/or people with disabilities): $572

Mille Lacs

Total Renters’ Credits: $635,216
Number of participating households: 1,194
Share of participating households that include seniors and/or people with disabilities: 37%
Average Renters’ Credit (all recipients): $532
Average Renters’ Credit (households including seniors and/or people with disabilities): $558

Morrison

Total Renters’ Credits: $809,968
Number of participating households: 1,599
Share of participating households that include seniors and/or people with disabilities: 45%
Average Renters’ Credit (all recipients): $507
Average Renters’ Credit (households including seniors and/or people with disabilities): $567

Mower

Total Renters’ Credits: $1,211,615
Number of participating households: 2,188
Share of participating households that include seniors and/or people with disabilities: 37%
Average Renters’ Credit (all recipients): $554
Average Renters’ Credit (households including seniors and/or people with disabilities): $665

Murray

Total Renters’ Credits: $87,222
Number of participating households: 196
Share of participating households that include seniors and/or people with disabilities: 38%
Average Renters’ Credit (all recipients): $445
Average Renters’ Credit (households including seniors and/or people with disabilities): $523

Nicollet

Total Renters’ Credits: $1,007,104
Number of participating households: 1,831
Share of participating households that include seniors and/or people with disabilities: 27%
Average Renters’ Credit (all recipients): $550
Average Renters’ Credit (households including seniors and/or people with disabilities): $701

Nobles

Total Renters’ Credits: $444,235
Number of participating households: 978
Share of participating households that include seniors and/or people with disabilities: 33%
Average Renters’ Credit (all recipients): $454
Average Renters’ Credit (households including seniors and/or people with disabilities): $502

Norman

Total Renters’ Credits: $91,857
Number of participating households: 178
Share of participating households that include seniors and/or people with disabilities: 51%
Average Renters’ Credit (all recipients): $516
Average Renters’ Credit (households including seniors and/or people with disabilities): $618

Olmsted

Total Renters’ Credits: $5,119,294
Number of participating households: 8,858
Share of participating households that include seniors and/or people with disabilities: 25%
Average Renters’ Credit (all recipients): $578
Average Renters’ Credit (households including seniors and/or people with disabilities): $652

Otter Tail

Total Renters’ Credits: $1,258,023
Number of participating households: 2,576
Share of participating households that include seniors and/or people with disabilities: 43%
Average Renters’ Credit (all recipients): $488
Average Renters’ Credit (households including seniors and/or people with disabilities): $576

Pennington

Total Renters’ Credits: $304,101
Number of participating households: 727
Share of participating households that include seniors and/or people with disabilities: 37%
Average Renters’ Credit (all recipients): $418
Average Renters’ Credit (households including seniors and/or people with disabilities): $484

Pine

Total Renters’ Credits: $544,380
Number of participating households: 1,037
Share of participating households that include seniors and/or people with disabilities: 37%
Average Renters’ Credit (all recipients): $525
Average Renters’ Credit (households including seniors and/or people with disabilities): $515

Pipestone

Total Renters’ Credits: $105,369
Number of participating households: 282
Share of participating households that include seniors and/or people with disabilities: 41%
Average Renters’ Credit (all recipients): $374
Average Renters’ Credit (households including seniors and/or people with disabilities): $432

Polk

Total Renters’ Credits: $578,038
Number of participating households: 1,370
Share of participating households that include seniors and/or people with disabilities: 34%
Average Renters’ Credit (all recipients): $422
Average Renters’ Credit (households including seniors and/or people with disabilities): $463

Pope

Total Renters’ Credits: $236,563
Number of participating households: 461
Share of participating households that include seniors and/or people with disabilities: 49%
Average Renters’ Credit (all recipients): $513
Average Renters’ Credit (households including seniors and/or people with disabilities): $647

Ramsey

Total Renters’ Credits: $32,504,480
Number of participating households: 49,301
Share of participating households that include seniors and/or people with disabilities: 23%
Average Renters’ Credit (all recipients): $659
Average Renters’ Credit (households including seniors and/or people with disabilities): $718

Red Lake

Total Renters’ Credits: $48,547
Number of participating households: 125
Share of participating households that include seniors and/or people with disabilities: 30%
Average Renters’ Credit (all recipients): $388
Average Renters’ Credit (households including seniors and/or people with disabilities): $444

Redwood

Total Renters’ Credits: $289,017
Number of participating households: 595
Share of participating households that include seniors and/or people with disabilities: 43%
Average Renters’ Credit (all recipients): $486
Average Renters’ Credit (households including seniors and/or people with disabilities): $633

Renville

Total Renters’ Credits: $199,742
Number of participating households: 462
Share of participating households that include seniors and/or people with disabilities: 38%
Average Renters’ Credit (all recipients): $432
Average Renters’ Credit (households including seniors and/or people with disabilities): $544

Rice

Total Renters’ Credits: $2,009,666
Number of participating households: 3,320
Share of participating households that include seniors and/or people with disabilities: 30%
Average Renters’ Credit (all recipients): $605
Average Renters’ Credit (households including seniors and/or people with disabilities): $689

Rock

Total Renters’ Credits: $168,324
Number of participating households: 392
Share of participating households that include seniors and/or people with disabilities: 48%
Average Renters’ Credit (all recipients): $429
Average Renters’ Credit (households including seniors and/or people with disabilities): $476

Roseau

Total Renters’ Credits: $204,465
Number of participating households: 451
Share of participating households that include seniors and/or people with disabilities: 36%
Average Renters’ Credit (all recipients): $453
Average Renters’ Credit (households including seniors and/or people with disabilities): $578

St. Louis

Total Renters’ Credits: $6,136,690
Number of participating households: 11,525
Share of participating households that include seniors and/or people with disabilities: 41%
Average Renters’ Credit (all recipients): $532
Average Renters’ Credit (households including seniors and/or people with disabilities): $618

Scott

Total Renters’ Credits: $3,920,168
Number of participating households: 5,385
Share of participating households that include seniors and/or people with disabilities: 22%
Average Renters’ Credit (all recipients): $728
Average Renters’ Credit (households including seniors and/or people with disabilities): $812

Sherburne

Total Renters’ Credits: $2,093,263
Number of participating households: 3,334
Share of participating households that include seniors and/or people with disabilities: 25%
Average Renters’ Credit (all recipients): $628
Average Renters’ Credit (households including seniors and/or people with disabilities): $687

Sibley

Total Renters’ Credits: $279,587
Number of participating households: 562
Share of participating households that include seniors and/or people with disabilities: 38%
Average Renters’ Credit (all recipients): $497
Average Renters’ Credit (households including seniors and/or people with disabilities): $632

Stearns

Total Renters’ Credits: $5,667,645
Number of participating households: 10,465
Share of participating households that include seniors and/or people with disabilities: 24%
Average Renters’ Credit (all recipients): $542
Average Renters’ Credit (households including seniors and/or people with disabilities): $679

Steele

Total Renters’ Credits: $1,184,589
Number of participating households: 2,121
Share of participating households that include seniors and/or people with disabilities: 34%
Average Renters’ Credit (all recipients): $559
Average Renters’ Credit (households including seniors and/or people with disabilities): $610

Stevens

Total Renters’ Credits: $192,818
Number of participating households: 421
Share of participating households that include seniors and/or people with disabilities: 37%
Average Renters’ Credit (all recipients): $458
Average Renters’ Credit (households including seniors and/or people with disabilities): $579

Swift

Total Renters’ Credits: $172,922
Number of participating households: 444
Share of participating households that include seniors and/or people with disabilities: 45%
Average Renters’ Credit (all recipients): $389
Average Renters’ Credit (households including seniors and/or people with disabilities): $450

Todd

Total Renters’ Credits: $362,746
Number of participating households: 821
Share of participating households that include seniors and/or people with disabilities: 42%
Average Renters’ Credit (all recipients): $442
Average Renters’ Credit (households including seniors and/or people with disabilities): $505

Traverse

Total Renters’ Credits: $44,258
Number of participating households: 93
Share of participating households that include seniors and/or people with disabilities: 63%
Average Renters’ Credit (all recipients): $476
Average Renters’ Credit (households including seniors and/or people with disabilities): $469

Wabasha

Total Renters’ Credits: $421,725
Number of participating households: 835
Share of participating households that include seniors and/or people with disabilities: 33%
Average Renters’ Credit (all recipients): $505
Average Renters’ Credit (households including seniors and/or people with disabilities): $562

Wadena

Total Renters’ Credits: $339,264
Number of participating households: 736
Share of participating households that include seniors and/or people with disabilities: 50%
Average Renters’ Credit (all recipients): $461
Average Renters’ Credit (households including seniors and/or people with disabilities): $519

Waseca

Total Renters’ Credits: $468,711
Number of participating households: 966
Share of participating households that include seniors and/or people with disabilities: 38%
Average Renters’ Credit (all recipients): $485
Average Renters’ Credit (households including seniors and/or people with disabilities): $556

Washington

Total Renters’ Credits: $7,436,023
Number of participating households: 10,211
Share of participating households that include seniors and/or people with disabilities: 28%
Average Renters’ Credit (all recipients): $728
Average Renters’ Credit (households including seniors and/or people with disabilities): $858

Watonwan

Total Renters’ Credits: $178,565
Number of participating households: 439
Share of participating households that include seniors and/or people with disabilities: 38%
Average Renters’ Credit (all recipients): $407
Average Renters’ Credit (households including seniors and/or people with disabilities): $503

Wilkin

Total Renters’ Credits: $85,483
Number of participating households: 226
Share of participating households that include seniors and/or people with disabilities: 48%
Average Renters’ Credit (all recipients): $378
Average Renters’ Credit (households including seniors and/or people with disabilities): $419

Winona

Total Renters’ Credits: $1,171,396
Number of participating households: 2,501
Share of participating households that include seniors and/or people with disabilities: 31%
Average Renters’ Credit (all recipients): $468
Average Renters’ Credit (households including seniors and/or people with disabilities): $579

Wright

Total Renters’ Credits: $3,030,486
Number of participating households: 4,745
Share of participating households that include seniors and/or people with disabilities: 28%
Average Renters’ Credit (all recipients): $639
Average Renters’ Credit (households including seniors and/or people with disabilities): $692

Yellow Medicine

Total Renters’ Credits: $145,883
Number of participating households: 368
Share of participating households that include seniors and/or people with disabilities: 44%
Average Renters’ Credit (all recipients): $396
Average Renters’ Credit (households including seniors and/or people with disabilities): $417

Unknown/Other

Total Renters’ Credits: $3,300,917
Number of participating households: 6,610
Share of participating households that include seniors and/or people with disabilities: 14%
Average Renters’ Credit (all recipients): $499
Average Renters’ Credit (households including seniors and/or people with disabilities): $643

Statewide Total

Total Renters’ Credits: $208,979,499
Number of participating households: 335,679
Share of participating households that include seniors and/or people with disabilities: 27%
Average Renters’ Credit (all recipients): $623
Average Renters’ Credit (households including seniors and/or people with disabilities): $687

 

[1] Minnesota Department of Revenue, Property Tax Research Division. The data here represent property tax refund claims received in 2015 for tax year 2014, the most current year for which detailed data are available.
[2] The starting point for calculating the Renters’ Credit is a percentage of the rent paid, which is considered the renter’s share of property taxes. Starting with refunds filed in 2012, this percentage of rent decreased from 19 percent to 17 percent, and it is still 17 percent today. In 2013, policymakers increased the maximum refund amount and reduced the “threshold.” The threshold is the percentage of income a household must pay in property taxes in order to qualify for a refund, which also affects the size of their refund. In the 2014 Legislative Session, policymakers approved an additional one-time 6 percent increase for Renters’ Credits received in 2014 only.